Smooth Transition
Trusted Support to Help You Find the Perfect Deal
A home‑mover mortgage supports you when relocating to a new property, helping you transition smoothly from one home to the next. It offers long term reassurance by ensuring you have the financial structure needed to manage the move confidently and continue building your plans for the future. Because changing homes often brings new priorities, this type of mortgage can act as a dependable element of your financial planning and provide stability at a time when careful decisions matter most.
Reasons for Choosing Craig Mortgages and Protection...
From the moment you start planning your move through to the day you settle into your new home, we’ll support you every step of the way. Our service goes beyond securing your mortgage, we’ll guide you through the entire moving process, from understanding solicitor requirements and surveys to working closely with estate agents and legal teams to keep everything progressing smoothly and on track.
Expert Guidance
Clear, knowledgeable advice tailored to your circumstances, ensuring you feel confident at every stage of the journey.
Smooth Process
We handle the details, reduce complexity, and keep everything on track to make the experience as stress‑free as possible.
Market Access
With access to a wide range of trusted lenders and insurers, we work to find the most suitable options for your needs.
Ongoing Support
We’re here for you until everything is complete, and beyond, ready to assist whenever you need us.
Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it.
Without the limitations of a single lender, you could unlock more competitive options...
Frequently Asked Questions
Get quick, helpful answers to the most common questions.
You’ll generally need to apply for a new mortgage or see whether your current lender allows you to port your existing mortgage. Whether porting is suitable depends on your lender’s criteria and your circumstances. We can explore both routes with you.
Common costs include estate agent fees, solicitor fees, survey or valuation fees, Stamp Duty (depending on purchase price and current rules), removal costs, and any mortgage-related fees. We’ll help outline what’s relevant to your move.
Potentially, yes but this depends on your affordability, credit history and the lender’s criteria. Each lender assesses applications differently. We can review your situation to help you understand what may be possible.
Porting is when you transfer your existing mortgage product to a new property. Not all mortgages are portable, and porting isn’t always the most suitable option even when it is available. We can help you compare the pros and cons.
It varies depending on the lender, the property chain and how quickly documents are provided. Many applications progress within several weeks, but timescales can change. We’ll support you throughout the process and keep you updated.