Protect Your Home
Buildings and Contents Insurance Made Simple
Buildings and contents insurance protects your home and personal belongings against loss or damage, helping you recover financially if unexpected events occur. It offers long term reassurance that both the structure of your property and the items you rely on every day are safeguarded, giving you confidence that repair or replacement costs will not fall solely on your shoulders. Because the cover supports one of your most important assets, it can play a dependable role in your financial planning and provide stability when unforeseen issues arise.
Reasons for Choosing Craig Mortgages and Protection...
From our first conversation through to putting the right cover in place, we’re by your side every step of the way. Our service doesn’t stop once your policy is arranged, we continue to support you with everything that follows, from helping you understand your cover and options to assisting with paperwork and making sure any updates or changes are handled smoothly.
Expert Guidance
Clear, knowledgeable advice tailored to your circumstances, ensuring you feel confident at every stage of the journey.
Smooth Process
We handle the details, reduce complexity, and keep everything on track to make the experience as stress‑free as possible.
Market Access
With access to a wide range of trusted insurers, we work to find the most suitable options for your needs.
Ongoing Support
We’re here for you until everything is complete, and beyond, ready to assist whenever you need us.
With access to multiple providers, we'll explore more competitive cover specifically tailored to you.
Frequently Asked Questions
Get quick, helpful answers to the most common questions.
Buildings insurance typically covers the structure of your home such as walls, roof, floors, fitted kitchens, and permanent fixtures against events such as fire, flood or storm damage. The exact cover depends on the insurer.
Contents insurance covers your belongings, such as furniture, clothes, appliances, and personal items, against loss or damage. Some policies include accidental damage or offer it as an optional extra.
Most mortgage lenders require buildings insurance as a condition of lending, to protect the structure of the property.
For buildings insurance, you usually insure the rebuild cost of your home, not its market value. For contents insurance, you estimate the value of your belongings. We can help you understand how to assess this.
All policies include exclusions for example, wear and tear, or damage caused by lack of maintenance. We’ll make sure you understand the key terms of any policy you’re considering.